Planning to retire soon

Planning for retirement can be frustrating.

With so many options available, it can be hard to make sense of it all. We believe that a one-to-one relationship, with a trusted and knowledgeable financial planner, is the key to finding the right solution to meet your objectives.

The sooner you start to plan for your retirement, even if it’s a few months or even years away, the better. It’s important to make sure that everything is in order and the money you have saved is in the best position to build the retirement you dream of.

At Vision West & Wales, we know that knowledge is power. We put that power in your hands. We make sure that you have clear answers for all your questions and provide you with options that will ensure a comfortable retirement.

Planning your future

We will:

  • Understand what your ideal retirement looks like, then plan to make it a reality
  • Plan your retirement timeline; you may be in a position to retire earlier than you thought possible. We do this by producing a financial plan, click here to see an example 
  • Review your current savings and investments to make sure that you are taking advantage of the most suitable solutions for you
  • Discuss and review tax liabilities; to make sure that you can keep as much of your money as possible
  • Investigate whether ‘Pension Freedoms’ can help you achieve your retirement dreams
  • Manage your assets to ensure maximum returns in a low-interest environment
  • Implement strategies to manage your finances and prepare for the future

Securing your family’s future

We will:

  • Establish what provision you want to make for your children and grandchildren
  • Review your Inheritance Tax (IHT) liabilities and make recommendations to reduce these where appropriate, to ensure that your family receives as much of your estate as possible.   Again, this is done by producing a financial plan, click here to see an example 
  • Create a plans for both you and your spouse,  in case either of you require long-term care
  • Ensure your estate planning is in order, giving you the reassurance that your wishes will be carried out in full. This covers both long-term care for you and planning for the assets you will leave to loved ones

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